Collision Insurance

Automobile insurance that covers physical damage and injury. (1) In comprehensive insurance, the insurer pays for the damage to the insured’s vehicle and (if the insured is at fault) to the other vehicle(s), as well as for personal injury and private property damage arising out of the collision. (2) In third-party insurance, only the loss and/or injury sustained by the party other than the insured is covered. Also called collision coverage.